Solutions for companies
common business challenges
Cash Management Issues
Cash lying in company's bank account and not making enought returns for the company. Businesses many times do not know how to use cash at hand efficiently.
Employee Retention Challenge
Employees demand competitive benefits apart from a healthy workplace culture and oportunities. Higher attrition disrupts productivity and increases costs for the companies.
High Cost for Working Capital Loans
Working capital loans available in various forms and being offered by financial institutes. Interest cost of servicing these loans is a challenge businesses have to face on regular basis.
Higher Tax
Liability
Companies struggle with managing higher tax liabilities. It's always painful to pay higher taxes without knowing whether some of it can be utilized in a productive way.
Solutions available for
Private & Public Limited Companies
Limited Liability Partnerships (LLP)
Partnership
Firms
Sole
Proprietorships
manage cash effectively
Liquid & Debt Funds
Very short-term, high-quality money market instruments such as treasury bills, commercial papers, and bonds. Liquidity and safety are the main drivers. Good for short to medium period.
Hybrid Funds
A mix of high-quality and stable income-giving bonds, coupled with equity market-linked allocation. A perfect balance of liquidity, risk, and returns. Good for medium to long term.
Equity Funds
Creates financial assets for the company from alternate investments. Only for long and very long term investment.
Employee welfare program
company level (Group) solutions
Group Health Cover
Offers medical benefits, including hospitalization, doctor consultations, and other healthcare expenses, often at a lower costs.
Group Life Cover
Financial protection to all the employees of the company. In case of employee's death during the policy term, a lump sum benefit is paid to their nominee.
Group Personal Accident Cover
Ensures compensation in case of accidental death, permanent or temporary disability, and covers medical expenses arising from accidents.
Group Critical Illnes Cover
Provides a lump sum payout to employees diagnosed with a serious illness such as cancer, heart attack, stroke, kidney failure, or organ transplants etc.
Employee welfare program
employer-employee insurance
Term Life Cover
Life cover for named employees. This includes the top management executives who are key to running the business.
Investment
The company can choose to include an investment component along with life cover. It helps build corpus for employees.
Working Capital Finance
Premiums paid are approved “business expense” under section 37(1) of the Income Tax Act, 1961, and hence will lead to tax savings.
Tax Saving/ Deferment
Premiums paid are approved “business expense” under section 37(1) of the Income Tax Act, 1961, and hence will lead to tax savings.