Life Insurance

Mr. Ramesh, a successful small business owner, did everything right. He bought a ₹2 crore term life insurance policy and dutifully nominated his wife, so she and their two children would be secure if anything happened to him. He slept soundly, believing he had created a perfect financial safety net. What Mr. Ramesh didn't know was that a nomination is not a guarantee. In the complex world of law, a nominee is often just a trustee or caretaker, not the ultimate owner. This mea

"What happens if I outlive my insurance policy? All that premium money is wasted!" If you've ever thought this while considering life insurance, you are not alone. This sentiment is deeply rooted in our psyche of wanting value back for every rupee spent. Insurance companies, understanding this perfectly, created a seemingly brilliant solution: the Term with Return of Premium (TROP) plan. The promise is simple and incredibly alluring: secure your family's future, and if you su

Selecting life cover is like picking your opening bowling spell - enough pace and length to carry your side through the innings. A planned, needs-based approach reduces guesswork and anxiety. If you want a second set of eyes on your number and policy term, Y2J Moneytree can help you evaluate fit — calmly and transparently.